Dnes byl na Reuters zveřejněn tenhle článek o tom jak prababička může způsobit v budoucnu vaše ekonomické problémy aniž byste o tom věděli. Odhaduje se, že kupř. v Německu budou v roce 2050 připadat na jednoho důchodce jen dva lidé pracovního věku, takže by při stávajícím průběžném systému musel zaměstnavatel a zaměstnanec dohromady odevzdávat do důchodového pojištění cca. částku ve výši půlky důchodu. (Anglie na tom bude díky imigrantům lépe, i když kdoví zda tam místo království nebude chalífát.
Mládeži, co s tím chcete dělat?
The problem with grandparents
A couple of weeks ago Data Dive featured an Economist video that neatly describes how world demographics are shifting in shape from a pyramid to something more resembling a beehive as family sizes shrink and lifespans lengthen. But in some ways this can feel like an abstraction; people living longer should be a good thing, right?
A new Reuters interactive graphic about aging in the European Union helps elucidate why this is a worry: “As the post-World War II baby boom generation retires, the demographic dividend which has been positive for the last 40 years will turn negative for at least as long, according to projections by Eurostat.”
Retirees don’t contribute as much to the economy as they did when they were employed, and since they’ve stopped working, they stop earning, which means they can’t consume as much, so it’s a double hit. The elderly often rely on their children and the government for help, but with fewer younger people in the population, there simply aren’t enough bodies directly contributing to the economy.
In the United States the problem is less severe, with immigration helping to keep the population younger. Innovation is a wild card that could help grant the economy more efficiency. On the flip side, medical breakthroughs will likely lead to even longer lives, which will only extend the need for support. Insofar as we are all part of a global economy, the drag that aging puts on Europe and the rest of the world will be a global issue for decades to come. Try to break it to grandma gently.